Weather-Related Insurance Claims

Storm damage to commercial and residential properties is the number one reason policyholders file insurance claims. All too often we see insurance companies refuse to pay the full cost of repairing storm damage. Some insurance companies will claim that there is no storm damage, or that the damage happened before they started to insure the property, thus labeling it “old”, “prior” or “pre-existing" damage. Many insurance companies will hire engineers to specifically deny the claim calling it “not real damage” or “cosmetic damage”. We also see insurance companies try to deny the claim by stating “there was no storm event”—even when other houses in the neighborhood were clearly impacted by the same event and whose insurance companies have paid to repair the damage.

Whether you have a shingled roof, a modified bitumen roof, a built-up roof, sprayed polyurethane foam application, metal roof, cedar shake roof or any number of tile roofs, chances are you have damages as a result of a severe storm event if others in your community are having their roofs replaced. Your roof and siding make up the envelope of your building and is one of the most important building components of your property; it's protecting everything and everyone inside. You need to have the damages documented and the adjustment process completed professionally to be properly indemnified for your loss.

Velocity Public Insurance Adjusters is on your side, working solely for you, the policyholder, to make sure your best interests are represented, and the insurance company fairly settles your storm claim and honors the provisions of the insurance policy you have been paying for.

Contact us today to get started on your claim.