Weather-Related Insurance Claims

Weather-Related Property Losses

Property damage from a storm or severe weather event is devastating and collecting on insurance claims can be difficult.

Public Adjusters can help with weather-related damage to your commercial or residential property, such as:

  • Hail Damage Insurance Claims
  • Windstorm Damage Insurance Claims
  • Lightning Damage Insurance Claims
  • Tornado Damage Insurance Claims
  • Flood Damage Insurance Claims

Storm damage to commercial and residential properties is the number one reason policyholders file insurance claims. All too often we see insurance companies refuse to pay the full cost of repairing storm damage. Some insurance companies will claim that there is no storm damage, or that the damage happened before they started to insure the property, thus labeling it “old”, “prior” or “pre-existing" damage. Many insurance companies will hire engineers to specifically deny the claim calling it “not real damage” or “cosmetic damage”. We also see insurance companies try to deny the claim by stating “there was no storm event”—even when other houses in the neighborhood were clearly impacted by the same event and whose insurance companies have paid to repair the damage.

Whether you have a shingled roof, a modified bitumen roof, a built-up roof, sprayed polyurethane foam application, metal roof, cedar shake roof or any number of tile roofs, chances are you have damages as a result of a severe storm event if others

in your community are having their roofs replaced. Your roof and siding make up the envelope of your building and is one of the most important building components of your property; it's protecting everything and everyone inside. You need to have the damages documented and the adjustment process completed professionally to be properly indemnified for your loss.

Velocity Public Insurance Adjusters is on your side, working solely for you, the policyholder, to make sure your best interests are represented, and the insurance company fairly settles your storm claim and honors the provisions of the insurance policy you have been paying for.

Contact us today to get started on your claim.

Weather-Related Property Losses

Property damage from a storm or severe weather event is devastating and collecting on insurance claims can be difficult.

Public Adjusters can help with weather-related damage to your commercial or residential property, such as:

  • Hail Damage
  • Windstorm Damage
  • Lightning Damage
  • Tornado Damage
  • Flood Damage

Storm damage to commercial and residential properties is the number one reason policyholders file insurance claims. All too often we see insurance companies refuse to pay the full cost of repairing storm damage. Some insurance companies will claim that there is no storm damage, or that the damage happened before they started to insure the property, thus labeling it “old”, “prior” or “pre-existing" damage. Many insurance companies will hire engineers to specifically deny the claim calling it “not real damage” or “cosmetic damage”. We also see insurance companies try to deny the claim by stating “there was no storm event”—even when other houses in the neighborhood were clearly impacted by the same event and whose insurance companies have paid to repair the damage.

Whether you have a shingled roof, a modified bitumen roof, a built-up roof, sprayed polyurethane foam application, metal roof, cedar shake roof or any number of tile roofs, chances are you have damages as a result of a severe storm event if others in your community are having their roofs replaced. Your roof and siding make up the envelope of your building and is one of the most important building components of your property; it's protecting everything and everyone inside. You need to have the damages documented and the adjustment process completed professionally to be properly indemnified for your loss.

Velocity Public Insurance Adjusters is on your side, working solely for you, the policyholder, to make sure your best interests are represented, and the insurance company fairly settles your storm claim and honors the provisions of the insurance policy you have been paying for.

Contact us today to get started on your claim.

Claim Services We Provide

Velocity Public Insurance Adjusters handles a variety of claim types for both commercial and residential property losses: weather-related damage, theft and vandalism, fire and smoke damage.

Client testimonials

Don't take our word for it, see what our clients are saying about us.

Carrier Initial Offer:
$5,000
VPIA Settled At:
$18,000
They made a highly stressful situation much easier. David was able to settle my claim for much more than what my insurance company originally offered.

Sue L.

Owner

Happy Time Childcare

Carrier Initial Offer:
$5,000
VPIA Settled At:
$18,000
They made a highly stressful situation much easier. David was able to settle my claim for much more than what my insurance company originally offered.

Sue L.

Owner

,

Happy Time Childcare

Carrier Initial Offer:
$6,000
VPIA Settled At:
$18,200
We had devastating storm damage to our home from last month's tornados and Velocity was able to help us negotiate our settlement with the insurance company. Not sure what would have happened without the expertise of Velocity.

Patricia M.

Houston

,

TX

Carrier Initial Offer:
$0
VPIA Settled At:
$5,600
My insurance company initially denied my claim but Velocity came to the rescue and my claim was settled fairly. Very happy customer!

John H.

Peoria

,

IL

Carrier Initial Offer:
$2,400
VPIA Settled At:
$9,500
Service was excellent and always very responsive. Had a great experience overall.

Ted D.

Carmel

,

IN

Carrier Initial Offer:
$850K
VPIA Settled At:
$2.4m
After a massive fire in one of our warehouses, we knew dealing with the insurance company was going to be an awful experience. I called Velocity after doing some research and learning that they are experts in commercial property loss. 100% the right decision! They helped us settle our claim quickly and get back to running our business.

Adam H.

CEO

,

Walmart

Carrier Initial Offer:
$10,000
VPIA Settled At:
$35,000
I wasn't sure what to do after a crackhead broke into my store and vandalized all of my inventory. I called Velocity and David came out the same day and did an excellent job of walking me through the claims process. He was able to recover the money I lost due to business interruption.

Kevin A.

Owner

,

Furniture Mart

Carrier Initial Offer:
$3,000
VPIA Settled At:
$7,500
We had devastating storm damage to our home from last month's tornados and Velocity was able to help us negotiate our settlement with the insurance company. Not sure what would have happened without the expertise of Velocity.

Karen L.

Ames

,

IA

Carrier Initial Offer:
$0
VPIA Settled At:
$3,200
My insurance company initially denied my claim but Velocity came to the rescue and my claim was settled fairly. Very happy customer!

James K.

Avon

,

IN

Carrier Initial Offer:
$12,000
VPIA Settled At:
$48,000
They made a highly stressful situation much easier. David was able to settle my claim for much more than what my insurance company originally offered.

Stephanie R.

President

,

ABC Corporation

Carrier Initial Offer:
$1,400
VPIA Settled At:
$12,500
Service was excellent and always very responsive. Had a great experience overall.

Bill S.

Indianapolis

,

IN

Client testimonials

Don't take our word for it, see what our clients are saying about us.

Carrier Initial Offer:
$5,000
VPIA Settled At:
$18,000
They made a highly stressful situation much easier. David was able to settle my claim for much more than what my insurance company originally offered.

Sue L.

Owner

,

Happy Time Childcare

Carrier Initial Offer:
$6,000
VPIA Settled At:
$18,200
We had devastating storm damage to our home from last month's tornados and Velocity was able to help us negotiate our settlement with the insurance company. Not sure what would have happened without the expertise of Velocity.

Patricia M.

Houston

,

TX

Carrier Initial Offer:
$0
VPIA Settled At:
$5,600
My insurance company initially denied my claim but Velocity came to the rescue and my claim was settled fairly. Very happy customer!

John H.

Peoria

,

IL

Contact us

Schedule a free, no-obligation, claim and policy review. Every property claim is different, and we'd like the opportunity to provide you with an assessment of your unique situation. No claim is too big or too small.

Licensed Public Adjuster in the following states:
  • Indiana
  • Iowa
  • Kentucky
  • Tennessee
  • Texas
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