Vandalism Insurance Claims

Public Adjusters can assist with numerous types of vandalism claims, including:
  • Copper Wire Theft
  • Window Breakage
  • Graffiti
  • Arson
  • Destruction of Property

Property Loss Due To Vandalism

Vandalism is usually much worse than a few eggs or cans of paint sprayed on your walls. The emotional and personal attack felt by vandalism victims can be extremely draining. Vandalism can also cause a great deal of consequential damage such as broken pipes causing flooding and small fires damaging entire homes and businesses, including adjacent businesses. Theft of copper from commercial buildings is rampant in every city and can cause hundreds of thousands to millions of dollars in damage.

Unfortunately, insurance companies are known to use tricks and tactics to wrongfully deny your vandalism claim or pay out much less than what you are owed. Your insurance company may even open an investigation regarding the vandalism, which will allow them to look for anything they can to use against you to wrongfully deny your claim. Having Velocity Public Insurance Adjusters on your side and representing your best interest will assure you a fair settlement for what you are owed. We can handle all of your vandalism damage claim needs.

Public Adjusters can assist with numerous types of vandalism claims, including:
  • Copper Theft
  • Window Breakage
  • Graffiti
  • Arson
  • Destruction of Property

Property Loss Due To Vandalism

Vandalism is usually much worse than a few eggs or cans of paint sprayed on your walls. The emotional and personal attack felt by vandalism victims can be extremely draining. Vandalism can also cause a great deal of consequential damage such as broken pipes causing flooding and small fires damaging entire homes and businesses, including adjacent businesses. Theft of copper from commercial buildings is rampant in every city and can cause hundreds of thousands to millions of dollars in damage.

Unfortunately, insurance companies are known to use tricks and tactics to wrongfully deny your vandalism claim or pay out much less than what you are owed. Your insurance company may even open an investigation regarding the vandalism, which will allow them to look for anything they can to use against you to wrongfully deny your claim. Having Velocity Public Insurance Adjusters on your side and representing your best interest will assure you a fair settlement for what you are owed. We can handle all of your vandalism damage claim needs.

door of a store with broken glass

What is vandalism? Is it covered by my insurance?

Vandalism is defined as the intentional damage to property owned by someone other than the perpetrator, simply for the sake of causing damage.

Comprehensive insurance policies automatically include coverage for vandalism or malicious acts. It is one of the most common property crimes. Malicious mischief is similar, though the damage may not have been intended.

Vandalism and malicious insurance is insurance coverage that protects against property losses sustained as a result of vandals. This coverage is included in most commercial and homeowner policies and is an important insurance component for properties that are not occupied during known periods of the day, such as churches and schools because vandals know that there is less of a chance of being caught. However, vandalism losses are not covered on dwellings or buildings that have been vacant for more than a certain number of days as outlined in the policy; losses perpetrated by any policy's named insureds are also not covered.
Due to the risk and frequency of loss, this coverage typically carries a higher deductible for properties that are known to be unoccupied for certain times of day, including churches, schools, and for lease or sale commercial properties. Vandalism and malicious mischief can be written as an endorsement to a standard policy, such as the standard fire policy, in the event that the policy requires a separate endorsement for this type of coverage.

Contact Velocity Public Insurance Adjusters for help with your vandalism claim.
Contact Us
door of a store with broken glass

What is vandalism? Is it covered by my insurance?

Vandalism is defined as the intentional damage to property owned by someone other than the perpetrator, simply for the sake of causing damage.

Comprehensive insurance policies automatically include coverage for vandalism or malicious acts. It is one of the most common property crimes. Malicious mischief is similar, though the damage may not have been intended.

Vandalism and malicious insurance is insurance coverage that protects against property losses sustained as a result of vandals. This coverage is included in most commercial and homeowner policies and is an important insurance component for properties that are not occupied during known periods of the day, such as churches and schools because vandals know that there is less of a chance of being caught. However, vandalism losses are not covered on dwellings or buildings that have been vacant for more than a certain number of days as outlined in the policy; losses perpetrated by any policy's named insureds are also not covered.
Due to the risk and frequency of loss, this coverage typically carries a higher deductible for properties that are known to be unoccupied for certain times of day, including churches, schools, and for lease or sale commercial properties. Vandalism and malicious mischief can be written as an endorsement to a standard policy, such as the standard fire policy, in the event that the policy requires a separate endorsement for this type of coverage.

Contact Velocity Public Insurance Adjusters for help with your vandalism claim.
Contact Us

Claim Services We Provide

Velocity Public Insurance Adjusters handles a variety of claim types for both commercial and residential property losses: weather-related damage, theft and vandalism, fire and smoke damage.

Commercial Property Claims
Residential Property Claims
Vandalism Property Claims
Weather Related Claims

Members of

Certified in FSRT

Client testimonials

Don't take our word for it, see what our clients are saying about us.

Carrier Initial Offer:
$5,000
VPIA Settled At:
$18,000
They made a highly stressful situation much easier. David was able to settle my claim for much more than what my insurance company originally offered.

Sue L.

Owner

Happy Time Childcare

Carrier Initial Offer:
$5,000
VPIA Settled At:
$18,000
They made a highly stressful situation much easier. David was able to settle my claim for much more than what my insurance company originally offered.

Sue L.

Owner

,

Happy Time Childcare

Carrier Initial Offer:
$6,000
VPIA Settled At:
$18,200
We had devastating storm damage to our home from last month's tornados and Velocity was able to help us negotiate our settlement with the insurance company. Not sure what would have happened without the expertise of Velocity.

Patricia M.

Houston

,

TX

Carrier Initial Offer:
$0
VPIA Settled At:
$5,600
My insurance company initially denied my claim but Velocity came to the rescue and my claim was settled fairly. Very happy customer!

John H.

Peoria

,

IL

Carrier Initial Offer:
$2,400
VPIA Settled At:
$9,500
Service was excellent and always very responsive. Had a great experience overall.

Ted D.

Carmel

,

IN

Carrier Initial Offer:
$850K
VPIA Settled At:
$2.4m
After a massive fire in one of our warehouses, we knew dealing with the insurance company was going to be an awful experience. I called Velocity after doing some research and learning that they are experts in commercial property loss. 100% the right decision! They helped us settle our claim quickly and get back to running our business.

Adam H.

CEO

,

Walmart

Carrier Initial Offer:
$10,000
VPIA Settled At:
$35,000
I wasn't sure what to do after a crackhead broke into my store and vandalized all of my inventory. I called Velocity and David came out the same day and did an excellent job of walking me through the claims process. He was able to recover the money I lost due to business interruption.

Kevin A.

Owner

,

Furniture Mart

Carrier Initial Offer:
$3,000
VPIA Settled At:
$7,500
We had devastating storm damage to our home from last month's tornados and Velocity was able to help us negotiate our settlement with the insurance company. Not sure what would have happened without the expertise of Velocity.

Karen L.

Ames

,

IA

Carrier Initial Offer:
$0
VPIA Settled At:
$3,200
My insurance company initially denied my claim but Velocity came to the rescue and my claim was settled fairly. Very happy customer!

James K.

Avon

,

IN

Carrier Initial Offer:
$12,000
VPIA Settled At:
$48,000
They made a highly stressful situation much easier. David was able to settle my claim for much more than what my insurance company originally offered.

Stephanie R.

President

,

ABC Corporation

Carrier Initial Offer:
$1,400
VPIA Settled At:
$12,500
Service was excellent and always very responsive. Had a great experience overall.

Bill S.

Indianapolis

,

IN

Client testimonials

Don't take our word for it, see what our clients are saying about us.

Carrier Initial Offer:
$5,000
VPIA Settled At:
$18,000
They made a highly stressful situation much easier. David was able to settle my claim for much more than what my insurance company originally offered.

Sue L.

Owner

,

Happy Time Childcare

Carrier Initial Offer:
$6,000
VPIA Settled At:
$18,200
We had devastating storm damage to our home from last month's tornados and Velocity was able to help us negotiate our settlement with the insurance company. Not sure what would have happened without the expertise of Velocity.

Patricia M.

Houston

,

TX

Carrier Initial Offer:
$0
VPIA Settled At:
$5,600
My insurance company initially denied my claim but Velocity came to the rescue and my claim was settled fairly. Very happy customer!

John H.

Peoria

,

IL

Contact us

Schedule a free, no-obligation, claim and policy review. Every property claim is different, and we'd like the opportunity to provide you with an assessment of your unique situation. No claim is too big or too small.

david.simons@velocitypia.com
(317) 942-1141
Licensed Public Adjuster in the following states:
  • Indiana
  • Iowa
  • Kentucky
  • Tennessee
  • Texas
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